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How Will This Affect Your Credit Atlanta, GA

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How Will Bankruptcy Affect Your Credit?

Helping You Use a Bankruptcy Filing to Regain Your Good Credit

If you have fallen behind on your debts, your credit score is probably already suffering. If you are considering filing bankruptcy but concerned about how it will affect your credit, you can rest assured: Bankruptcy is an important first step toward rebuilding your credit.

At the law firm of Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC), our experienced bankruptcy attorneys — Ira D. Gingold, who has been a bankruptcy attorney since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, real estate and business law since 2001 — can help you understand how bankruptcy will affect your credit.

Understanding the Impact Bankruptcy Has on Your Credit Report

If you have not been able to make your debt payments on time or pay the full amount owed every month, your creditors may have already submitted negative reports to the credit reporting agencies, harming your credit score and making it harder for you to get new credit.

Filing bankruptcy, which discharges (wipes out) your debts, removes all of these negative items from your credit report and lets creditors know that you no longer owe those debts.

Once your debts are wiped out, you can take steps to restore your credit, such as making all your payments on time. The bottom line is, until you file bankruptcy, your bad credit is likely to get worse. After bankruptcy, you can rebuild your credit.

Atlanta Lawyers · Rebuild Your Credit · Free Consultation

Everyone’s case is unique, and our attorneys can advise you on your specific situation. To schedule a free consultation, contact us today at (678) 915-2634 or by e-mail to schedule a free consultation. We are accepting cases from Atlanta, Cumming, Dallas and Douglasville and surrounding areas.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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    Jamie L. Gingold, PC

    195 14th Street NE #1604

    Atlanta, GA 30309

    Phone: (678) 915-2634

    Email:

    We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.