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Secured Debt Atlanta, GA

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Georgia Secured Debt Relief Lawyers

Helping Clients Use Bankruptcy to Deal With Secured Loans

A secured debt is a debt where you have pledged your property as collateral for a loan and agreed that the lender can take that property if you do not repay the loan. Chapter 7 and Chapter 13 bankruptcy offer a number of options for dealing with secured debts.

At Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC), our Atlanta secured debt relief attorneys — Ira D. Gingold, who has been a bankruptcy attorney since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, real estate and business law since 2001 — are committed to helping clients get the best possible results from the bankruptcy process.

Understanding Your Debt Discharge and Repayment Options

If you are unable to keep up with your payments on a secured debt, you could lose your home, car or other property. That is why it is important to contact an experienced bankruptcy lawyer to discuss your options. The following are some general things to consider:

  • If you want to keep the property, filing bankruptcy may help you discharge (wipe out) other debts so you can focus on making your home or car payments on time. Chapter 13 bankruptcy may also help you get current on your payments over three to five years in a repayment plan.
  • If you are prepared to give up the property, filing bankruptcy can help you walk away without a foreclosure or repossession, wiping away the entire debt, including any arrears.

In addition, certain types of secured debts, particularly many judgment liens and finance company liens, can be turned into unsecured debts in bankruptcy if your lawyer files the right motions. This will make it possible to wipe out these debts without giving up the property.

Atlanta Metro Attorneys · Mortgage Debts, Auto Loans, Judgment Liens

To discuss your options for dealing with secured debts, call us today at (678) 915-2634 or e-mail us to schedule a free consultation with an experienced bankruptcy attorney. We have convenient office locations in Atlanta, Cumming, Dallas and Douglasville, with evening and weekend meetings available by appointment.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional an

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepida

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pl

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my deb

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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