How To Stop Repossession
Are you struggling to make your monthly car payment? Have you fallen behind on your loan and now you are receiving past due notifications? Maybe your lender is already sending communications that they are going to repossess the car.
We know how important having a vehicle is to maintaining a job, getting the kids to school, running errands, and picking up groceries. Repeated calls and letters from collectors are stressful and embarrassing. If you are faced with a threat of losing your car, it’s important to act quickly to halt the repossession process.
At Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC), we represent people in the Atlanta area in Chapter 7 and Chapter 13 consumer bankruptcies. Filing a personal bankruptcy can stop a lender from repossessing your vehicle. A special feature of Chapter 13 bankruptcy is a component known as automatic stay. An automatic stay stops all lenders from pursuing further collection efforts. The stay gives you time to reorganize your finances and develop a manageable repayment plan. The automatic stay and reconfiguring of payments is often all that is needed to help you get back on track and on your feet again.
With decades of extensive experience helping people through tough situations, the lawyers at Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC) understand all the complexities of Georgia bankruptcy law. We offer a free consultation to evaluate your situation and understand your needs. One of our lawyers will work directly with you at all times through the process. We work diligently to protect your rights whether you choose to eliminate debt with Chapter 7 or make new payment terms under Chapter 13.
The Atlanta bankruptcy lawyers at Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC) provide expert legal guidance to people who need to stop a repossession. We have years of experience helping people reach their financial goals by filing chapter 13 bankruptcy. Call us to discuss your particular case and to determine the best next step to end the threat of repossession.