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Are You Facing a Foreclosure? Atlanta, GA

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Are You Facing a Foreclosure?

Foreclosue Sign on Top of For Sale Sign in Front of House

As a quintessential part of the American dream, purchasing a home is an exciting time for couples and families. For young families, in particular, signing the first mortgage contract is proof that they are growing up and taking on adult responsibilities. Yet, as life would have it, hardships make it difficult to stay on top of payments from time to time. In some cases, an unforeseen circumstance might result in several missed payments. When this happens, a bank considers the mortgage contract breached. Generally, after a period of 90-120 days, the bank could attempt to repossess the home through a foreclosure proceeding.

If you are facing foreclosure, it’s important for you to know that you are not alone. In turn, it’s important to understand that there are options to help. In fact, by contacting an attorney early in the process, you might be able to keep your home.

An attorney that’s familiar with state court procedures and foreclosure actions is imperative to one’s case. This is because the process of foreclosure is complex, and it requires filing the right documents with the court and presenting rules of evidence. One way to fight foreclosure is by working out a loan modification with the lender, which is often referred to as a loss mitigation option. To explain, a loan might be modified to reflect a lower interest rate or longer amortization period. If the loan happens to be an FHA (Fair Housing Administration) loan, a person might qualify for a “partial claim,” which is a type of loan that brings the person current on their payments. During the process, a skilled attorney can provide mediation as needed, while holding the lender accountable in regards to federal and state laws. Finally, if filing for Chapter 13 bankruptcy is more beneficial to the homeowner, a qualified attorney can assist in this manner.

You Can Obtain A Fresh Financial Start

Whatever the details of your impending foreclosure, the attorneys at Gingold & Gingold, LLC, offer vast knowledge over several decades. If you want to save your home from foreclosure, and you need to know your options, call Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC) today. You deserve a fresh financial start.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634

Email:

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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    Jamie L. Gingold, PC

    195 14th Street NE #1604

    Atlanta, GA 30309

    Phone: (678) 915-2634

    Email:

    We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.